Guides
Plain-English answers to the questions that come up while reading an offer letter, before you sign rather than after.
Is a 90-Day Notice Period Normal in India?
Common at senior levels, negotiable more often than candidates think.
What Is a Clawback Clause in an Offer Letter?
Money already in your account that you might have to pay back.
Variable Pay Above 25% of CTC: Red Flag or Normal?
The number on the offer letter isn't the number in your bank account.
Employment Bond in Offer Letters: Can You Refuse to Sign?
A minimum-tenure commitment, usually with a financial penalty attached.
Non-Compete Clause in India: Is It Even Enforceable?
Mostly unenforceable after you leave, but the details matter.
What Does 'CTC' Actually Mean? Why Your Take-Home Is Always Lower
The number on your offer letter and the number in your bank account are never the same.
Your First Job Offer: What the CTC Actually Means
What a first job actually pays, and the clauses to check before you sign.
Old vs New Tax Regime: Which Gives You More?
The default wins for most people. Here is when it does not.
How to Read Your Salary Breakup (Annexure)
Every line explained, and which ones you never actually see.
Gratuity: The 5-Year Rule and What You Actually Get
It is in your CTC, but you only see it if you stay.
PF on Your Salary: Why It Is Deducted, and Is It Good?
The deduction that feels like a loss but is mostly your own savings.
HRA Exemption: How Much of Your Rent Is Tax-Free?
The least of three numbers, and a calculator to find yours.
Notice Period Buyout: What Leaving Early Costs
What the unserved months cost, and who usually pays.
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